Download A Parent's Guide to Sex, Drugs, and Flunking Out: Answers to by Joel Epstein PDF

By Joel Epstein

Tough roommates. Alcohol and drug use. funds concerns. educational strain. aiding your college-bound baby make fit choices-in the midst of newfound freedoms and unheard of excesses-presents a wholly new quarter of parenting demanding situations. Joel Epstein, a student and chief within the box of post-secondary pupil affairs, deals mom and dad pleasant and useful suggestion approximately helping their youngsters with the transition to varsity lifestyles.

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Additional info for A Parent's Guide to Sex, Drugs, and Flunking Out: Answers to the Questions Your College Student Doesn't Want You to Ask

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Whether e-commerce will be enduring or fleeting, the explosion of Internet businesses has provided opportunities in other areas as well. With the Web driving a seemingly ceaseless demand for written 45 46 Choosing a Course of Study and Other Academic Concerns content, for a while at least, many graduates with English or journalism majors were in demand as perhaps never before. Similarly, graphic designers experienced a boom in the job market as Web work expanded across all markets. A student’s choices about a course of study are also influenced by the income level or socioeconomic status of a student’s family.

Advantages • • Annual exclusions: you can use up to five years’ worth of annual gift tax exclusions in one year. In other words, you can put $50,000 per child into a qualified state tuition plan ($100,000 for married couples who decide to split gifts) taxfree, as long as you do not make any other taxable gifts to the child for five years. 9 Disadvantages • The “tax advantage” might not be so advantageous; if the same funds were invested in growth equities, the only thing that would be taxed as ordinary income would be the 34 Paying for College and Getting What You Pay For • • dividends (which would be taxed at the parents’ rates).

According to college freshmen I interviewed in Boston, Ithaca, and Philadelphia, the card companies keep bothering students with promotional offers until they just couldn’t say no. Despite their lack of credit history and limited incomes, college students are viewed as gold mines by the credit card companies. Eager to establish a credit history and become financially independent from their parents, some college students are easy prey to Credit Card Seminars 41 credit card company marketers who bombard the students with advertising.

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